Storm Claim

Has a storm hit your neighborhood and caused property damage to your home? A situation like this often times leaves homeowners with more questions than answers. How bad is the damage to my roof? Is this damage covered by my homeowner’s insurance? Where can I find a reliable contractor? Who do I call next? These steps should help you navigate your next storm damage event.

  1.  Have your roof inspected by a local contractor or roofer who has a background in insurance claims. This will ensure that you have someone who knows what to look for. Don’t be afraid to get a second opinion if you are told you have no damage, especially if your neighbors are being told they have damage.
  2. In most cases, any damage caused by a sudden event like a storm will be covered by your homeowner’s policy. Keep in mind that your deductible could change in a storm event ( some more modern policies have built-in percentage deductibles for storm damage)
  3. Local roofing contractors are always the number one choice. Make sure your roof repair service is financially stable, bonded, and always ask them to supply you with a certificate of insurance before they hammer the first nail.
  4. If you suspect damage you should call a roof repair expert to inspect the damage first. Then call your insurance carrier. It is always a great idea to inform your agent when you file a claim and ask your contractor to keep your insurance agent informed as to the progress of your claim.                                                                                                                                                                                                                                                                                                                                                      [contact-form to=’kahl@sandsofsc.com’ subject=’Storm Event’][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’/][contact-field label=’Damage Discription ‘ type=’textarea’/][contact-field label=’Phone Number’ type=’text’/][/contact-form]